FAQ
Am I Ready to Be a Homeowner?
If you’re financially stable, have a steady income, and are ready for long-term commitment, you might be ready! We’ll help you assess your readiness with confidence.
Is Renting or Buying Better?
It depends on your goals. Renting offers flexibility; buying builds equity. We’ll help you weigh the pros and cons for your lifestyle.
What Is the Lender’s Formula?
Lenders usually look at your debt-to-income ratio, credit score, income, and savings to determine how much they’ll lend.
What Do I Look for in Homes?
Start with your must-haves: location, layout, and budget. We’ll help match your list with real options in the market.
Do I Need a Home Warranty?
While not required, a warranty can give peace of mind by covering unexpected repairs after closing. We’ll help you decide if it’s worth it.
What Should I Expect at Closing?
Expect to review and sign paperwork, finalize financing, and officially transfer ownership. We guide you through every step so there are no surprises.
What Is Pre-approval?
It’s a lender’s confirmation of what you can afford based on your income, credit, and finances. It gives you an edge when making offers.
Am I Ready to Rent?
If you’re looking for flexibility and have stable income, renting might be perfect. We can help you find a place that fits your needs.
What Should I Offer?
We’ll analyze comps, current demand, and seller motivation to help you submit a competitive, strategic offer.
Can I Ask You for Advice?
Always. Whether you’re just exploring or ready to act, we’re here to offer honest, no-pressure guidance.